Teach your children to navigate the dangers of the digital world

The lack of formal online safety education is alarming in a nation where over 95% of children regularly access the internet. Many youngsters, despite their inherent digital savviness, navigate this vast cyber realm without the equipment necessary to recognise the dangers lurking behind the screens.

As technology becomes increasingly embedded in everyday life, parents and guardians are responsible for educating children about navigating the digital landscape safely.

According to Leon Jacobs, Chief Information Officer at RCS, the holiday period presents an additional challenge for families. Parents often struggle to manage their children's screen time without the usual school and extracurricular activities to keep them engaged.

“Beyond general safety, parents must also teach their children to spot and avoid online scams and fraud,” Jacobs emphasised.

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The rise of online scams

South African children are not alone; millions globally are susceptible to online scams that exploit their naivety. A staggering 25% of children have reportedly added strangers to their friends list, while 18% have shared photos or videos with unknown individuals. Cybercriminals intentionally target young users who lack the experience to differentiate between genuine and fraudulent online interactions.

Among the predatory tactics deployed against children are:

• Fake competitions: Fraudsters entice kids with promises of non-existent giveaways, drawing them into revealing personal information.
• Modelling agency scams: Scammers impersonate talent scouts, requesting revealing images, which can lead to exploitation.
• Credit provider impersonation: Criminals mimic legitimate financial services to trick individuals into sharing sensitive data.
• Requests for deposits: Scammers entice victims with easy loan approvals, demanding upfront fees that vanish once paid.

Seven guidelines for cyber-savvy kids

As digital natives, children may naturally engage with online platforms, but this comfort does not shield them from potential fraud. Jacobs outlines seven essential strategies designed to enhance children's online resilience:

• Use trusted websites: Only shop on secure sites. Check for the padlock icon and "https://" in the URL.
• Keep personal information private: Avoid sharing full names, addresses, or banking details unless on verified platforms.
• Be wary of ‘too-good-to-be-true’ deals: If an offer seems unrealistic, it probably is. Verify such promotions with a parent before engaging.
• Watch out for phishing scams: Be cautious of emails and ads asking for personal information. Always consult an adult if unsure.
• Use strong passwords: Create complex passwords that aren’t easily guessable and refrain from sharing them.
• Don’t send photos to people you don’t know: This is a crucial rule to prevent identity theft and exploitation.
• Ask for help when unsure: If something online feels odd or puzzling, seek guidance from parents or teachers.

As fraudsters continuously evolve their methods, remaining vigilant and reporting suspicious activity is vital. The conveniences of online shopping and communication should never come at the expense of safety. RCS cardholders can transact safely on approved payment portals, adding an additional layer of security. 

If you or your child suspects fraudulent activity, it is crucial to report it to the appropriate authorities and verify all financial dealings through official channels. Jacobs concludes, “With education and vigilance, we can create a safer online environment for the next generation.”

IOL